What Our Legal Terms Actually Cover
Our Terms of Use set out the conditions under which you may open and operate an account on sa5tamatka, where local law permits. They cover account eligibility, how funds are held in your wallet, how transactions via UPI, Paytm and PhonePe are processed and what happens
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if a dispute arises. Our Privacy Policy explains precisely which data points we collect when you register, deposit or contact support, and how long we retain that data. We do not sell personal data to third parties. The Cookie Policy tells you which cookies are strictly
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necessary for the platform to function and which are analytics-only — you can adjust your preferences at any time through the cookie banner. All policies are governed by applicable Indian law, and any jurisdictional questions are resolved in accordance with the laws of the territory where
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you hold your account.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.